9 Ways to Get Out of Debt
  1. Pay more than minimum.
  2. Move your balances to lower interest credit card.
  3. Pay off debt from your savings accounts.
  4. Get a home equity loan, if you have any.
  5. Borrow against your life insurance, if you have any.
  6. Borrow from your 401K.
  7. Borrow from friends and family.
  8. Renegotiate terms with your credit card companies.
  9. File bankruptcy as a last resort.